Know Your Budget!
Knowing how much you can borrow, is one of the most important things you can do prior to buying a home. This not only gives you confidence but dramatically increases your chance of being approved for a loan.
We make sure our certified finance brokers assess your situation thoroughly. Providing all our clients with documentation of their accurate borrowing capacity prior to purchasing.
What’s The Difference
Knowing Your Borrowing Capacity Before
- Know exactly how much you can borrow
- Know your deposit & repayments upfront
- Speeds up the finance process
- More confidence
- A substantially higher chance of getting finance approval as a broker has assessed it first
Knowing Your Borrowing Capacity After
- Don't know if you are buying above your borrowing capacity
- Don't know if you're comfortable with the repayments and deposit
- Not sure if you're really in the position to buy
- Hoping you get approved instead of knowing you're going to get approved
- A stressful process